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Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

PA-Title-Insurance-Agent

Exam Code: PA-Title-Insurance-Agent

Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10

Updated: Oct 14, 2026

Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: General Insurance Concepts3%
Topic 2: Insurance Regulation12%- Licensing
  • 1. Disciplinary actions
    • 2. General requirements
      • 3. Licensing process
        • 4. Persons to be licensed
          • 5. Title producer additional requirements
            • 6. Expiration
              • 7. Address change
                • 8. Reporting of actions
                  • 9. Revocation, suspension, nonrenewal or denial of license
                    • 10. Maintenance and duration
                      • 11. Continuing education
                        • 12. Appointment procedures
                          • 13. Assumed names
                            • 14. Renewal
                              • 15. Cease and desist orders
                                - State regulation
                                • 1. Commissioner's general duties and powers
                                  - Title insurance law requirements
                                  • 1. Examination of title required
                                    - Producer regulation
                                    • 1. Unfair inducements and marketing practices
                                      • 2. Charges for extra services
                                        • 3. Record keeping
                                          • 4. Prohibited acts
                                            - Company regulation
                                            • 1. Rates regulation
                                              • 2. Unfair claims settlement practices
                                                • 3. Solvency requirements
                                                  - Unfair trade practices
                                                  • 1. Defamation
                                                    • 2. Twisting
                                                      • 3. False advertising
                                                        • 4. Misrepresentation
                                                          • 5. Rebates and inducements
                                                            • 6. Boycott, coercion or intimidation
                                                              • 7. Unfair discrimination
                                                                - Federal regulation
                                                                • 1. Fraud and false statements (18 USC 1033/1034)
                                                                  • 2. Fair Credit Reporting Act
                                                                    Topic 3: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
                                                                    • 1. Voluntary liens
                                                                      • 2. Judgments
                                                                        • 3. Involuntary liens
                                                                          • 4. Taxes and assessments
                                                                            • 5. Federal liens
                                                                              - Property-related issues
                                                                              • 1. Condominiums
                                                                                • 2. Water rights
                                                                                  • 3. Mineral rights
                                                                                    • 4. Attachments
                                                                                      • 5. Surveys
                                                                                        • 6. Equitable interests
                                                                                          - General exceptions
                                                                                          Topic 4: Title Insurance Principles- Insurable interests
                                                                                          • 1. Leasehold estate
                                                                                            • 2. Life estate
                                                                                              • 3. Fee simple estate
                                                                                                • 4. Easements
                                                                                                  - Title insurance policies
                                                                                                  • 1. Enhanced policies
                                                                                                    • 2. Commitments
                                                                                                      • 3. Loan policy
                                                                                                        • 4. Owner's policy
                                                                                                          • 5. Leasehold policy
                                                                                                            - Title search techniques
                                                                                                            • 1. Chain sheet
                                                                                                              • 2. Hard copy index
                                                                                                                • 3. Computer index
                                                                                                                  - Risks covered by title insurance
                                                                                                                  • 1. Errors in public records
                                                                                                                    • 2. Hidden off-record risks
                                                                                                                      • 3. Errors by producer
                                                                                                                        - Policy structure
                                                                                                                        • 1. Schedule A
                                                                                                                          • 2. Exclusions
                                                                                                                            • 3. Endorsements
                                                                                                                              • 4. Conditions and stipulations
                                                                                                                                • 5. Schedule B exceptions
                                                                                                                                  • 6. Insuring provisions

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    Question #1
                                                                                                                                    An ALTA survey of the land could disclose all of the following EXCEPT

                                                                                                                                    A. a violation of the setback line.
                                                                                                                                    B. a property line lawsuit.
                                                                                                                                    C. a pond located on the land.
                                                                                                                                    D. the improvements on the land.


                                                                                                                                    Question #2
                                                                                                                                    Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

                                                                                                                                    A. Record in the county where the property is located a certified copy of John's death certificate.
                                                                                                                                    B. Nothing is required.
                                                                                                                                    C. Probate the estate of John.
                                                                                                                                    D. Record a certified copy of a probate court order of John's estate distributing the home to Kate.


                                                                                                                                    Question #3
                                                                                                                                    A manufactured home can be insured if

                                                                                                                                    A. it is on the insured property and has a permanent foundation.
                                                                                                                                    B. the motor vehicle title has been deactivated, it is affixed and assessed as real property.
                                                                                                                                    C. it has a motor vehicle title and is located on the insured property.
                                                                                                                                    D. a mortgage has been filed describing the manufactured home.


                                                                                                                                    Question #4
                                                                                                                                    On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

                                                                                                                                    A. A
                                                                                                                                    B. B-II
                                                                                                                                    C. C
                                                                                                                                    D. B-I


                                                                                                                                    Question #5
                                                                                                                                    A real estate interest that passes at death by operation of law to the surviving title holder is known as

                                                                                                                                    A. joint tenancy.
                                                                                                                                    B. fee simple estate.
                                                                                                                                    C. tenancy in common.
                                                                                                                                    D. real estate contract interest.


                                                                                                                                    Solutions:

                                                                                                                                    Question #1
                                                                                                                                    Correct Answer: B
                                                                                                                                    Question #2
                                                                                                                                    Correct Answer: A
                                                                                                                                    Question #3
                                                                                                                                    Correct Answer: B
                                                                                                                                    Question #4
                                                                                                                                    Correct Answer: B
                                                                                                                                    Question #5
                                                                                                                                    Correct Answer: A

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