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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Regulation | 12% | - Licensing
|
| Topic 2: General Insurance Concepts | 3% | |
| Topic 3: Title Exceptions and Procedures for Clearing Title | 21% | - Liens and encumbrances
|
| Topic 4: Title Insurance Principles | - Insurable interests
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. An ALTA survey of the land could disclose all of the following EXCEPT
A) a violation of the setback line.
B) a property line lawsuit.
C) a pond located on the land.
D) the improvements on the land.
2. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?
A) Record in the county where the property is located a certified copy of John's death certificate.
B) Nothing is required.
C) Probate the estate of John.
D) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
3. A manufactured home can be insured if
A) it is on the insured property and has a permanent foundation.
B) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
C) it has a motor vehicle title and is located on the insured property.
D) a mortgage has been filed describing the manufactured home.
4. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?
A) A
B) B-II
C) C
D) B-I
5. A real estate interest that passes at death by operation of law to the surviving title holder is known as
A) joint tenancy.
B) fee simple estate.
C) tenancy in common.
D) real estate contract interest.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: A | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: A |


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